Auto Advance Credit
What is Auto Advanced Credit?
Auto Advanced Credit is a subscription model, this means that you will need to give your consent to receive credit automatically. Once consent is given, you will receive a credit each time your balance is lower than 200 fils.
How can I enable it?
You will receive an SMS asking if you would like to opt in which means you are eligible to use the service, for example: ‘Reply with AUTO to receive advanced credit automatically in the future’
If you answer with AUTO you will be opt in.
What happens when I reply with ‘AUTO’?
You will receive an SMS confirming that you have subscribed, for example:
‘You have successfully subscribed to advanced credit. BD XX will be added to your account automatically when you reach low balance. To cancel at any time, send UNSUBS to 81200’.
From this point onwards, your account will be credited automatically, with amount stated in the original confirmation SMS, whenever your balance is lower than 200 fils
How do I know if I have received the credit?
An SMS will be sent to you as soon as you have been credited
How can I opt out of Auto Advanced credit?
By sending ‘UNSUB’ to 81200
How long will I get the Auto Advanced Credit added automatically?
3 months, afterwards you will need to re-subscribe, by sending auto sub TO 81200
Will I receive Auto Advanced credit if I have an active Loan?
No. You can only receive credit automatically if all active loans are closed.
How to use Advance Credit service?
Advance Credit service is available through different channels whereby you can operate and experience the service:
• 81200 IVR: By dialing 81200
• USSD: By dialing *81200#
• stc App: By login to your stc App account.
• stc self-care portal: By login into https://scp.stc.com.bh/selfcare (can be on click link to “stc self care portal” )
To activate auto advance credit
Accept advance credit offer
1, OK, YES, y
Request advance credit
Get outstanding balance
Get service history
Stop receiving offers from this service
To de-activate Auto Advance Credit