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With stc Credit Transfer, any stc Prepaid customer can transfer credit to another stc Prepaid line by SMS.

How to Use the Service

To transfer credit from your line to another stc line, you can use one of the following methods:

  • Enter a USSD command: *121*amount* receiver_number#
  • Send a SMS to 81121 with the following content: T <amount><receiver_number>
  • Access SIM ToolKit menu and follow the instructions for credit transfer

Service Rules

This service is subject to multiple rules:

  • The credit value to be transferred from mobile to mobile should be integer value, such as 1,2, 3 ..59,100 BD
  • The minimum allowed value per transaction is 1 BD.
  • The maximum allowed value per transaction is 400 BD.
  • The maximum allowed transfer per day is 400 transfers.
  • The total credit value of the receiver is limited to 400 BD.
  • The transferred credit is not refundable to the sender if a mistake is made or the wrong number is entered.
  • Customers can transfer to a customer abroad / However; to receive credit, the recipient must be using a roaming partner's network.
  • Service cost: 55 fils (Inclusive of 10% VAT) per transfer.


Effective 10th June 2024 the new service cost for credit transfer will be as follows:

  • Local credit transfers Up to BD 1 =  0.100 Local credit transfer fees inclusive of 10% VAT
  • Local credit transfers Above BD 1 = 0.250 local credit transfer fees  inclusive of 10% VAT